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For students planning to study in the United Kingdom, studying abroad may be costly. On the other hand, a good budget plan will assist you in better controlling your living expenses. When estimating the cost of studying in the UK, make sure to factor in costs such as housing, food, health insurance, and travel, in addition to your tuition fee.

People typically conduct research before making a purchase to ensure that they not only get the best possible price, but also the best “value for their buck.” It should be the same for your college. Don’t forget to factor in value for money when you assess the cost of schooling in the United Kingdom and abroad, as well as the benefits and drawbacks of studying in the United Kingdom.

A rough budget has been given below to help you have a better understand of the affordability in the United Kingdom.

Tuition charges 

It is the primary expenditure which you need to focus on. The amount you spend on tuition fees is determined by the type of qualification you pursue and the university or school you attend. In the United Kingdom, many prestigious universities and colleges have their own fee systems. Furthermore, the fee is determined by where you study in the United Kingdom (different laws apply in England, Scotland, Northern Ireland, and Wales), as well as your academic standard. Humanities, Liberal arts, and music courses are typically less costly, whereas engineering, medicine, and ATAS certification STEM courses are expected to be more expensive. Tuition fees are usually higher at the postgraduate level, and rates differ depending on the program. MBA systems, including those in most other countries, are often the costliest.

Approx. fee structure according to course level . Undergraduate bachelor degree has an average fee of GBP 10,000 to GBP 20,000 (in EUROs) per year, in Indian rupees 1,032,934.48rs to 2,065,868.96rs annually Postgraduate master’s degree has an average fee (in Euros) GBP 10,000 to GBP 20,000 per year, in Indian rupees, it is approx. 1,032,934.48rs to 2,065,868.96rs annually A doctoral degree has an average fee (in Euros) GBP 15,000 to GBP 24,000 per year, in Indian rupees 1,549,401.72rs to 2,479,042.75rs annually If you’d like to reduce your tuition costs, you can apply for one of the many scholarships available to Indian students.

Accommodation expenditure

For foreign students, most universities in the United Kingdom have on-campus housing called Halls of Residence. Self-catering or full board options are available. Students on some campuses may also live in self-catered shared houses or apartments. It is very cost-effective to live on campus as a student. However, in order to obtain a spot, you must apply individually and well in advance. If you can’t find such a place, you may have to look for a room to rent, a homestay, or a local host. Your university’s accommodations office may also be able to assist you in this situation, as they often have a list of nearby lodging options. 

The price will differ from one city to the next. If you rent an apartment, you would also have to pay for utilities such as power, telephone, and water, as well as tenant’s insurance (in some areas of housing). The average monthly rent for each apartment is between £500(51,647.93rs) and £60 (61,977.52rs).  Anybody else living in the United Kingdom over the age of 18 is expected to pay for local community services such as garbage collection, police, fire department, recreational services, and so on. Whether you’re living anywhere other than on-campus housing or sharing a house with a family or another full-time student, you’ll have to pay council tax.

Visa cost

To research in the United Kingdom, the first step is to obtain a valid study visa, which has its own set of costs (approximately £350). For the most up-to-date details and updates on the visa application process and associated costs, please contact your Viza international counsellor.

Living cost

You should set aside some money for grocery shopping, social events, and unexpected expenses. It is preferable to keep track of your expenses as a student living in a foreign country so that you do not overspend. Few Bills are included in living expenditure (electric/ gas/ water) Food and housekeeping, TV license, and many other living cost are there. 


Indian students in the UK are allowed to work 20 hours a week during academic sessions and full-time during vacations. You would be liable for paying national insurance premiums if you work while studying in the UK: Taxation on earnings: This is your salary if you make more than £1,050 a month on average. Insurance coverage at the national level: If you earn more than £166 a week, you are considered wealthy. Remember that fluctuating exchange rates will affect your budgeting. While studying in the UK, we suggest that you look for part-time work or apply for scholarships at the universities you apply to. The cost of studying abroad would be greatly reduced as a result of this.

Other expenses

Whenever it relates to the costs of books, transport, leisure, essentials, and other desires and needs of students while abroad, it all depends on their lifestyle and goals. Typically, the amount needed by the Home Office to have available – $16,000 (11,72,465 Rs) to $20,000 (14,65,582 Rs) in living expenses each year, depending on the exchange rate at the time of the study – is more than enough to ensure that each student has a safe and peaceful place to live, plenty to eat, spend, and save in case of emergency. Even, this is a fantastic opportunity to learn how to survive on a budget.

If you are planning for studying in the United Kingdom, then these are a few daily or annual expenditure you need to pay. You can do a part-time job or paid internship as per your course and get some of the amounts for your daily costs. Even if you are located in the United States, universities usually recommend that students work no more than 20 hours a week. Freshmen can wait until they have a better understanding of their school workload before deciding how many hours they should work.

The Viza International team of experts has years of experience assisting people with international visas and has helped thousands of people to study and work in the United Kingdom. They also work with OISC-registered advisers to help you apply your UK sponsor license and visa applications to the Home Office’s Visas and Immigration Department.

For more information and advice on UK immigration law and UK visa applications, you can contact them via their 24-hour free service number and mail. The all information is provided by the professional team and clear your all doubt without consultancy cost.

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